Variable Annuities A Variable Annuity to Help Make the Most of Your Retirement Prospectus and Additional Info (Contract Form Series 10-103) A Variable Annuity to Help Jump-Start Your Retirement Prospectus and Additional Info (Contract Form Series 10-1108) A Variable Annuity to Help Achieve Your Retirement Goals Prospectus and Additional Info (Contract Form Series 10-1130) A Variable Annuity to Help Catch up to and Meet Retirement Goals Prospectus and Additional Info (Contract Form Series 10-1143) A Variable Annuity to Help You Enjoy Your Retirement Prospectus and Additional Info (Contract Form Series 10-1128) A Variable Annuity to Help Build Your Retirement Funds Prospectus and Additional Info (Contract Form Series 10-1136) A Low-Cost Variable Annuity for the Long-Term Investor Prospectus and Additional Info (Contract Form Series 10-178)

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