Now, self-employed business owners can save even more for retirement with the Pacific Life Individual(k) Program—a 401(k) designed exclusively for self-employed business owners and their spouses. Any type of business is eligible, including: Sole proprietorships. Parnerships. Corporations (including both subchapter S and C corporations).

For More Investor Information

Individual(k) Guide How self-emloyed business owners can save even more for retirement.

This material is not intended to be used, nor can it be used by any taxpayer, for the purpose of avoiding U.S. federal, state, or local tax penalties. This material is written to support the promotion or marketing of the transaction(s) or matter(s) addressed by this material. Pacific Life Insurance Company, Pacific Life & Annuity Company, Pacific Life Funds, their affiliates, distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor. Investors should carefully consider an investment’s risks, charges, limitations, and expenses. This and other information about Pacific Life Funds, Pacific Life Insurance Company, and Pacific Life & Annuity Company are provided in the applicable product and underlying fund prospectuses. These prospectuses should be read carefully by clients before investing. Pacific Life Insurance Company, Pacific Life & Annuity Company, Pacific Select Distributors, and Pacific Life Funds do not provide any Individual(k) or 401(k) plan administrative services. Please contact the plan administrator for any questions relating to a 401(k) plan. Neither Pacific Life Insurance Company nor its representatives give tax or legal advice. Clients should consult their tax advisor and attorney regarding their specific situations. Values will fluctuate, and when redeemed, the shares may be worth more or less than the original cost. Pacific Life Insurance Company is licensed to issue life insurance and annuity products in all states except New York. Pacific Life & Annuity Company’s individual variable annuities are available for sale only in the state of New York. Variable products are issued by Pacific Life Insurance Company and Pacific Life & Annuity Company. Portfolio Optimization Funds are offered by Pacific Life Funds. These products are distributed by Pacific Select Distributors, Inc. (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity, and are available through licensed third-party broker/dealers.