Add Tax Management Strategies to Your Value Proposition Using the Pacific Life Tax Deferral Analyzer Tool

February 18, 2014

Managing the impact of taxes can make a meaningful difference to the potential success of a retirement plan and the amount left to heirs.

In some cases, it could augment the chances of success of the retirement or legacy plan more than the choice of the investment options used alone.


Introducing the Pacific Life Tax Deferral Analyzer

Financial plans that include tax deferral strategies can be challenging to illustrate for clients. Now, there's a unique, new tool that can help.

The Pacific Life Tax Deferral Analyzer tool simplifies and graphically illustrates the concept of tax deferral when saving for retirement, planning distributions (including partial annuitization), and providing a legacy. It was specifically designed to be visual and easy to use by either you or clients.

The tool gives the user an interactive demonstration of the power of a deferred annuity's tax deferral feature during the growth and income distribution stages. It also provides beneficiary distribution options.

The tool can generate detailed client reports. And, it's accessible from desktops and mobile devices!


Next Steps

Take a moment. Try the tool and consider how positioning tax deferral can help you add to the value you bring to your clients.

As usual, don't hesitate to contact the Retirement Strategies Group at (800) 722-2333, ext. 3939, with any of your retirement planning-related tax questions.

Picture of Pacific Life Annuities

Pacific Life offers a broad and diversified range of products and solutions designed to help individuals and families achieve asset growth, sustainable retirement income, and long-term financial independence. We also help businesses manage and fulfill their long-term retirement plan commitments to employees.

Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. 

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Variable and fixed annuity products are available through licensed third parties.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency