Longer Guarantees

Straightforward Approach


Certain Pacific Life Fixed Indexed Annuities offer:

  • Rates and caps guaranteed for the entire withdrawal charge period
  • Easy-to-understand Interest-Crediting Options
  • Two well-known indexes and a Fixed Account Option

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Our Fixed Indexed Annuities Mentioned in this Article
  • Pacific Index Foundation
    Offers longer guarantees for those who want the certainty of rates and caps locked in for the entire period.
  • Pacific Index Advisory
    For fee-based advisors whose clients want the certainty of rates and caps locked in for the entire period.

Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. 

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Variable and fixed annuity products are available through licensed third parties.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency