When Should Clients Claim Their Social Security Retirement Benefits?

On-Demand Webinar | 58 minutes| April 25, 2023


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Earn 1.0 CFP Board Continuing Education (CE) credit and/or 1.0 CIMA CE credit by watching this replay and taking the quiz. Ensure you meet the CE requirement by watching for a 50-minute hour and passing the quiz with at least an 80% score. CE credit approval may take up to 10 days.


There are a variety of factors that influence when a client should file for Social Security retirement benefits. In this webinar, we will discuss:

  • The different benefits that may be available, including retirement, spousal- dependent, and spousal-survivor benefits.
  • Optimization strategies on how to claim for clients who are considering filing for benefits.
  • Important considerations for clients nearing retirement but looking to delay filing for benefits.

Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Unless otherwise noted, all aforementioned money managers, their distributors, and affiliates are unaffiliated with Pacific Life and Pacific Select Distributors, LLC.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. In New York, insurance products are only issued by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company. 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

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