Inspired investing

Environmental, social, and governance (ESG) investing is a values-based approach of growing importance and interest among all demographics—from baby boomers to Gen Zers. In fact, 2020 saw a record $51 billion of inflows to ESG strategies, according to Morningstar.1 Help your clients pursue their financial objectives without compromising their values with the choice of two multi-asset ESG investment options available with a variable annuity. 

PLFA ESG Diversified Funds

The PLFA ESG Diversified Funds are proprietary investment options that invest in funds managed by industry leaders and are pushing the ESG industry forward in innovative ways. There are two ESG Diversified Funds, PLFA ESG Diversified and PLFA ESG Diversified Growth, which offer specific target allocations to help your clients choose the right portfolio based on their investment time horizon and risk tolerance.

Benefit-Eligible2

Combine the security of lifetime income and downside protection with sustainability through PLFA ESG Diversified.

Actively and Passively Managed

Minimizes fees through a combination of actively and passively managed funds.

Transparent

Clearly indicates how clients are invested across E, S, and G factors on a quarterly basis.

Turnkey Asset Allocation

Overseen by experienced money managers.

What Is ESG Investing?

The concept of ESG investing is simple: clients can invest in companies that aim to make the world a better place, so they can save for retirement while saving the environment. Below are examples of the criteria used to guide the construction of ESG investments.

Environmental ESG Example

Environmental

Water Usage

Carbon Emissions

Waste/Recycling

 

Social

Worker Safety

Customer Data & Privacy

Supply Chain Sustainability

Governance

Board Diversity

Ethical Business Practices

Shareholder Rights

PLFA ESG Diversified Funds Morningstar Fact Sheets

PLFA ESG Diversified: 60% Target Equity Allocation

PLFA ESG Diversified Growth:3 80% Target Equity Allocation 

 

View performance

 

ESG Investing Resources

 
 
1Hale, Jon. “A Broken Record: Flows for U.S. Sustainable Funds Again Reach New Heights.” Sustainability Matters. Morningstar. January 28, 2021.
2Optional living benefits are available with certain variable annuities for an additional cost. They can provide lifetime income and downside protection. PLFA ESG Diversified Growth is not currently eligible for optional living benefits.
3Fact sheet available in the first quarter of 2022.

 

Take the Next Step

Pacific Life has helped millions of people achieve their retirement goals for more than 150 years. Let's talk about how we can help you build the financial future your clients envision.

 

 

 

Investors should carefully consider a variable annuity’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses. These prospectuses should be read carefully before investing.

Asset allocation and diversification do not guarantee future results, ensure a profit, or protect against loss. Better results could be achieved by investing in an individual fund or funds representing a single asset class rather than using asset allocation. A fund-of-funds is subject to its own expenses along with the expenses of the underlying funds. It is typically exposed to the same risks as the underlying funds in which it invests in proportion to the allocation of assets among those underlying funds, among other risks. Each underlying fund has its own investment goal, strategy, and risks.

Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. 

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Variable and fixed annuity products are available through licensed third parties.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency

For financial professional use only. Not for use with the public.