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March 16, 2023 The Fed, Inflation, and Wage Growth, Oh My!
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February 23, 2023 Market Review and Outlook - 4th Quarter 2022 -
January 11, 2023 Why Inflation May Still Persist -
December 01, 2022 Market Review and Outlook - 3rd Quarter 2022
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Understanding Asset AllocationHelp clients understand how asset allocation and discipline, over time may offer them a way stick to investment strategies more successfully.
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Understanding Dollar Cost AveragingAn educational brochure that provides general information about Dollar Cost Averaging as an investing strategy for retirement.
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Why Dividends MatterWhen reinvested, see the difference dividends can make on an investment's total return over time.
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Understanding the Sequence Of ReturnsAn introduction to the impact of the Sequence of Returns on clients' portfolios and their retirement income.
Investors should carefully consider an investment’s risks, charges, limitations, and expenses. This and other information about Pacific Life variable annuities and Pacific Funds are provided in the applicable product, underlying fund, and fund prospectuses. These prospectuses should be read carefully before investing.
Asset allocation and diversification do not guarantee future results, ensure a profit, or protect against loss. Better results could be achieved by investing in an individual fund or funds representing a single asset class rather than using asset allocation. A fund-of-funds is subject to its own expenses along with the expenses of the underlying funds. It is typically exposed to the same risks as the underlying funds in which it invests in proportion to the allocation of assets among those underlying funds, among other risks. Each underlying fund has its own investment goal, strategy, and risks.
Pacific Life and Pacific Select Distributors, LLC, are not affiliated with BlackRock Investment Management, LLC, Dimensional Fund Advisors LP and SSgA FM or the products each distributes.
Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Variable and fixed annuity products are available through licensed third parties.
No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency
For financial professional use only. Not for use with the public.