Portfolio Optimization Portfolios

Portfolio Optimization Portfolios are managed by a dedicated multi-asset-class solutions team and offer one-step diversification. The funds offer:

  • One-step approach to diversification managed by a dedicated multi-asset-class solutions team.
  • Investment styles from conservative to aggressive-growth to help match a range of risk tolerances and investment goals.

 

Percentages below represent each fund's portfolio composition as of 3/31/171.


Portfolio Composition (%) as of 3/31/181

 

Portfolio Optimization Conservative

Seeks current income and preservation of capital.

 
  • U.S. Focus2
  • Eligible for an optional living benefit.

74.00%

13.30%

9.00%

3.70%

0.00%

Bonds

U.S. Equity

Other

Non-U.S. Equity

Cash


 

Portfolio Optimization Moderate-Conservative

Seeks current income and moderate growth of capital.

 
  • U.S. Focus2
  • Eligible for an optional living benefit.

54.70%

26.60%

10.00%

8.70%

0.00%

Bonds

U.S. Equity

Other

Non-U.S. Equity

Cash


 

Portfolio Optimization Moderate

Seeks long-term growth of capital and low-to-moderate income.

 
  • U.S. Focus2
  • Eligible for an optional living benefit.

38.30%

36.70%

13.90%

11.10%

0.00%

Bonds

U.S. Equity

Non-U.S. Equity

Other

Cash


 

Portfolio Optimization Growth

Seeks moderately high, long-term capital appreciation with low current income.

 
  • Global Focus2

48.20%

20.90%

20.90%

10.00%

0.00%

U.S. Equity

Non-U.S. Equity

Bonds

Other

Cash


 

Portfolio Optimization Aggressive-Growth

Seeks high, long-term capital appreciation.

 
  • Global Focus2

58.00%

25.40%

9.90%

6.70%

0.00%

U.S. Equity

Non-U.S. Equity

Other

Bonds

Cash


1Source: Pacific Life Fund Advisors, 2018.
 
2U.S./Global Focus: Determined by the portfolio composition. A U.S.-focus fund has more than 60% invested in U.S. equity and bonds. A global-focus fund has more than 30% invested in non-U.S. equity and bonds.
 
Total allocation percentages may not equal 100% due to rounding or omissions of holdings of less than 1%.

 

View Fund Holdings as of the Most Recent Quarter-End

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Investors should carefully consider an investment’s risks, charges, limitations, and expenses. This and other information about Pacific Life variable annuities and Pacific Funds are provided in the applicable product, underlying fund, and fund prospectuses. These prospectuses should be read carefully before investing.

Asset allocation and diversification do not guarantee future results, ensure a profit, or protect against loss. Better results could be achieved by investing in an individual fund or funds representing a single asset class rather than using asset allocation. A fund-of-funds is subject to its own expenses along with the expenses of the underlying funds. It is typically exposed to the same risks as the underlying funds in which it invests in proportion to the allocation of assets among those underlying funds, among other risks. Each underlying fund has its own investment goal, strategy, and risks.

 

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