Working with Pacific Life

The Official Sponsor of Retirement®

Pacific Life has been here for over 150 years. We provide strength and stability, not just when times are good, but also when you need us most. We take extra care to make sure retirement remains a real and attainable goal for your clients. Pacific Life is here for you, now and always, to encourage, support, and champion you as The Official Sponsor of Retirement.

The Official Sponsor of Retirement

More Than 150 Years of Strength and Stability

Strong Ratings1

A+     A.M. Best    (Superior)

AA–   Fitch    (Very Strong)

Aa3   Moody's    (Excellent)

AA–  Standard & Poor's    (Very Strong)




Pacific Life Insurance Company is part of a mutual holding company structure, which means policy and contract owners are members of the company and we are not driven by stock price. Our structure ensures that Pacific Life will be here for you and your clients regardless of extenuating external factors.

Year-End 2021 Investment Quality Review

Socially Responsible

Beyond our business commitments, we strive to improve our communities and environment through philanthropy and volunteerism. The Pacific Life Foundation reflects our commitment to communities where Pacific Life employees live and work. The Foundation also focuses on programs that keep our oceans healthy and promote marine-mammal conservation, education, and research.

The Pacific Life Foundation

1 Ratings as of April 2022. Visit for current ratings. These ratings do not apply to the safety or performance of the separate accounts funding Pacific Life’s variable products. These ratings reflect the claims-paying ability only and are not a guarantee of future performance.

Award-Winning2 Service

Pacific Life’s award-winning service provides fast and accurate answers. Our consultative wholesalers deliver local, hands-on service, and our Retirement Strategies Group provide one-on-one assistance for complex retirement issues.


Consultative Wholesalers

Our wholesalers are equipped to provide all levels of support from product positioning to local hands on assistance.


Customer Service Representatives

Our award-winning service is tied to a support experience that is both fast and accurate. In fact, we’ve put our commitments in writing with The Pacific Promise.


Advanced-Degree Specialists on Retirement Strategies

Our subject matter experts provide insights and resources on timely topics, as well as one-on-one assistance with complex issues such as taxation, charitable giving, contract structuring, retirement and beneficiary planning.

2 Recipient of multiple DALBAR Service Awards since 1997. Refer to for more information regarding awards, certifications, and rankings.

Product Solutions

An annuity is the only financial product that provides protected income for life. As The Official Sponsor of Retirement, Pacific Life offers a suite of annuities to help your clients achieve their retirement goals.  Whether they need income now or later, our products can provide the solution for a variety of retirement needs.

Fixed Annuities  

Our suite of fixed annuities provide safety of principal, predictable income, and some offer growth potential without being invested in the market.

  • Traditional fixed annuities
  • Fixed indexed annuities
  • Single-premium immediate annuities
  • Deferred income annuities

Variable Annuities

Our suite of variable annuities provide growth opportunities for your clients through a diverse choice of market-based investment options. In most products, we offer:

  • A wide variety of investment options available from well-known and respected money managers.
  • A variety of optional benefits for lifetime income, asset protection, or beneficiary protection available for an additional cost.
  • The ability to add an optional lifetime income benefit after issue, subject to availability.
  • A standard return-of-premium beneficiary benefit. 

Educational Resources

Find the right resources to help educate you and your clients on retirement income planning.

Educational Resources

We focus on creating educational resources that help you grow. From conversation starters to regulatory updates, find what you need to make better decisions with your client. 

Explore Insights 

Have more in-depth conversations with your clients about how their retirement savings can become protected lifetime income.

Try the Retirement Income Translator Calculator 


Let's Talk!

Pacific Life has helped millions of people achieve their retirement goals for more than 150 years. Let's talk about how we can help you build the future your clients envision.

For more information, visit, and

Standard & Poor's Global Ratings provides independent financial information, analytical services, and credit ratings to the world’s financial markets. For more information on Standard & Poor’s, visit

Investors should carefully consider a variable annuity's risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses. These prospectuses should be read carefully before investing.

Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Unless otherwise noted, all aforementioned money managers, their distributors, and affiliates are unaffiliated with Pacific Life and Pacific Select Distributors, LLC.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. In New York, insurance products are only issued by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company. 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency

For financial professional use only. Not for use with the public.