Pacific Life is dedicated to helping your business thrive amid an ever-changing financial landscape. That’s why we offer specialized service through our Retirement Strategies Group. This highly experienced team is composed of subject-matter experts with advanced degrees and designations.
The Retirement Strategies Group is available to meet with you personally, speak at client seminars and meetings, and consult with you by phone.
The Retirement Strategies Group team members in the field are available to meet with you personally as well as speak at client seminars and meetings. To learn more about scheduling a meeting, call (800) 722-2333 ext. 3939 or send an email to the team at RSG@PacificLife.com.
Reed J. Lloyd
Field Vice President, Retirement Strategies Group
CRC®, CRPS®
Reed is a Field Vice President at Pacific Life and oversees the field team of the Retirement Strategies Group. He has more than 20 years of industry experience with a focus on retirement income planning, as well as small-business retirement plans. Immediately prior to his current position, Reed served as Assistant Vice President of the Advanced Marketing Group.
Michael Bitton
Retirement Strategies Group Consultant
CFP®, CIMA®, CLU®, RICP®, MSFS®
Michael is a Retirement Strategies Consultant at Pacific Life with more than 20 years of industry experience, 15 in advanced planning. He has experience with in many aspects of financial planning, with a focus on retirement and retirement income planning. Prior to his role at Pacific Life, he headed up the Advanced Markets department at one of the largest U.S. insurance companies.
Michelle P. O'Haren
Senior Retirement Strategies Group Consultant
JD, LLM, CPA, CFP®, ChFC®
Michelle is a Senior Retirement Strategies Group Consultant with more than 25 years of industry experience in the areas of financial planning and wealth management. She began her career in the tax department of KPMG before running financial-planning groups for two major insurance companies. She also has had advanced planning and education roles with a broker/dealer firm and financial services firm.
James B. Schomburg
Senior Retirement Strategies Group Consultant
JD, LLM, MSFS®, CFP®, RICP®
Jim is a Senior Retirement Strategies Group Consultant with more than 20 years of industry experience. Prior to his current position, he worked as an advanced marketing attorney for other insurance and wealth-management firms. He began his financial services career in the private practice of law, focusing on estate planning and administration as well as family and real estate law.
Susan Wood
Senior Retirement Strategies Group Consultant
JD, CFP®, RICP®, CRC®
Susan is a Senior Retirement Strategies Group Consultant with more than 25 years of industry experience, including financial planning and wealth management. She has worked in a private planning firm, a joint venture with a trust company, broker/dealer firms, and financial services companies. She has provided continuing education to both financial and legal professionals.
Retirement Strategies Group home-office team members are ready to consult with you by phone at (800) 722-2333 ext. 3939 or by email at RSG@PacificLife.com.
Steve Chmelka
Senior Retirement Strategies Group Consultant
CRC®
Steve brings more than 26 years of industry experience to his role, including experience in financial planning and wealth management. He offers detailed knowledge of both employer sponsored retirement plans and retirement planning strategies.
Caroline M. Elrod
Retirement Strategies Group Consultant
JD, CLU
Caroline brings several years of industry experience to her role including experience in tax planning with insurance products. She enjoys educating financial advisors on creative and practical solutions to business, estate, and retirement planning concerns.
Jason Fajardo
Retirement Strategies Group Design Representative
MBA
Jason Fajardo brings over 10 years of industry experience including Annuity and Mutual Fund Operations. He enjoys educating financial professionals on tax efficient strategies, benefiary planning, and different types of retirement plans.
Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Unless otherwise noted, all aforementioned money managers, their distributors, and affiliates are unaffiliated with Pacific Life and Pacific Select Distributors, LLC.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. In New York, insurance products are only issued by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company.
The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.
No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency
For financial professional use only. Not for use with the public.