Transparent Annuities from a Company You Can Trust

It matters which carrier you choose to support your clients’ financial plans.
Pacific Life has a rich heritage of keeping its promises, so you can keep yours.

More Than 150 Years of Strength and Stability

Our commitment to always be there for you and your clients is reflected in our consistently high financial-strength ratings and award-winning service.1 Explore what it means to work with Pacific Life.




Benefits Paid in 2023


In-Force Members

S&P Global
A.M. Best

Our Financial-Strength Ratings

Annuities—for a Changing Retirement Landscape


With people living longer and staying active in retirement, financial solutions that give clients the confidence to grow their savings and create income to support long-term goals are more important than ever. In fact, research reveals 60% of pre-retirees think the benefits of annuities are very important.2

Annuities provide tax deferral, growth opportunities, and protected lifetime income to help address a variety of planning necessities—so, you can help clients enjoy the retirement they've worked so hard for.



1Recipient of multiple DALBAR Service Awards since 1997. Refer to for more information regarding awards, certifications, and rankings.

2Alliance for Lifetime Income, "Landmark, Study Finds Number of Protected Households Rises for the First Time Since 2018," Cisiar PR Newswire, October 26, 2020.


Investors should carefully consider a variable annuity's risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses. These prospectuses should be read carefully before investing.

Under current law, a nonqualified annuity that is owned by an individual is generally entitled to tax deferral. IRAs and qualified plans—such as 401(k)s and 403(b)s—are already tax deferred. Therefore, a deferred annuity should be used only to fund an IRA or qualified plan to benefit from the annuity’s features other than tax deferral. These include lifetime income and death benefit options.

Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Unless otherwise noted, all aforementioned money managers, their distributors, and affiliates are unaffiliated with Pacific Life and Pacific Select Distributors, LLC.

Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. 

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company. 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency

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