Pacific Life Overview

The Official Sponsor of Retirement ®


Pacific Life is here for you, now and always, to encourage, support, and champion you and your clients. As The Official Sponsor of Retirement, our commitment is to provide exceptional service, innovative products, and educational content. We maintain a laser focus on making sure retirement remains a real and attainable goal for all.

An Industry Leader

Recognized as a leader in the financial services industry, we attribute our success to a commitment to long-term stability, community, and a people-first approach. 

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Pacific Life Insurance Company is relatively unique in that we are part of a mutual holding company structure. Thus, policy and contract owners are members of the company, and we are not driven by stock price when making decisions.


Current Ratings

Pacific Life has consistently high financial-strength ratings received from the major independent rating agencies. Learn more about what the ratings mean. Ratings as of September 2023.1

A+ (Superior) A.M. Best   

AA– (Very Strong) Fitch   

Aa3 (Excellent) Moody's   

AA– (Very Strong) 
S&P Global

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Social Responsibility

Beyond our business commitments, we strive to improve our communities and environment through philanthropy and volunteerism. The Pacific Life Foundation focuses on programs that keep our oceans healthy and promote marine-mammal conservation, education, and research.

Providing Exceptional Service


Pacific Life’s award-winning service provides fast and accurate answers. Our consultative wholesalers deliver local, hands-on service, and our Retirement Strategies Group provides one-on-one assistance for complex retirement issues.

Our wholesalers are equipped to provide all levels of service from product positioning to local, hands-on assistance as well as access to advanced market support.

A recipient of multiple DALBAR Service Awards since 1997,2 our service is tied to a support experience that is both fast and accurate. In fact, we’ve put our commitments in writing with The Pacific Promise.

Whether it’s a consultation on a tough case or complex question, our highly experienced team is here to help your business thrive amid an ever-changing financial landscape.

Annuity Strategies for Any Financial Environment

Outside of pensions and Social Security retirement benefits, annuities are the only financial product that can provide protected income for life. We offer a suite of annuities designed to complement your clients' portfolios and help them aim for their retirement goals. 

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Fixed Annuities

Our suite of fixed and fixed indexed annuities provides safety of principal, predictable income, and some offer growth potential without being invested in the market.

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Variable Annuities

Our suite of variable annuities provides a variety of retirement-planning necessities, from growth and income needs to flexibility and protection.


A Focus on Education for You and Your Clients

We create educational resources that help you grow. From conversation starters to social media training, find what you need to make strategic decisions for your clients, strengthen your business, or simply stay up to date with what's new and what's next


Empowering You to Do More 



1These ratings are not guarantees of future financial strength and/or claims−paying ability and do not apply to the safety or performance of the underlying variable investment options or the separate accounts funding Pacific Life's variable products. For more information and current ratings, visit

2Refer to for more information regarding awards, certifications, and rankings.

Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Unless otherwise noted, all aforementioned money managers, their distributors, and affiliates are unaffiliated with Pacific Life and Pacific Select Distributors, LLC.

Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company or Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. 

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company. 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency

For financial professional use only. Not for use with the public.

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