Pacific Choice Investment Options

Pacific Choice is only available in New York.

Explore Fund Options

Click below to view investment options, Morningstar fact sheets, and optional benefit-eligible funds by fund category. To view investment options by living benefit, go down to our investment resources section. 

Fund Name Living Benefit Eligibility
(Product availability may vary.)
 

 

Protected Investment Benefit
American Funds® IS Growth FundSM  
American Funds® IS Growth-Income FundSM  
American Funds® IS Washington Mutual Investors FundSM  
Avantis Small-Cap Value  
BlackRock Equity Index  
BlackRock Small-Cap Index  
ClearBridge Large-Cap Value  
FIAM LLC Large‐Cap Growth  
Federated Hermes Mid-Cap Growth  
Fidelity® VIP Contrafund®  
Franklin Rising Dividends VIP Fund  
Franklin/BlackRock Small-Cap Equity  
Goldman Sachs Small-Cap Growth  
Janus Focused Growth  
JPMorgan Large-Cap Core  
JPMorgan Value Advantage  
Lincoln VIP American Century Mid Cap Value Fund  
MFS® Growth  
PLFA Large-Cap Plus Bond Alpha     
PLFA Mid-Cap Plus Bond Alpha     
PLFA QQQ Plus Bond Alpha  
PLFA Small-Cap Plus Bond Alpha   
Putnam Value   
T. Rowe Price Dividend Growth  
Fund Name Living Benefit Eligibility
(Product availability may vary.)
 

 

Protected Investment Benefit
American Funds® IS Capital World Growth and Income FundSM  
American Funds® IS Global Growth FundSM  
American Funds® IS Global Small Capitalization FundSM  
American Funds® IS International FundSM  
American Funds® IS International Growth and Income FundSM  
American Funds® IS New World Fund®  
ClearBridge International Growth  
FIAM LLC International Small-Cap  
Franklin Mutual Global Discovery VIP Fund  
Goldman Sachs Emerging Markets  
Invesco V.I. Global Fund  
Invesco V.I. International Growth Fund  
MFS® International Large-Cap  
PLFA International Equity Plus Bond Alpha  
Wellington International Value  
Fund Name Living Benefit Eligibility
(Product availability may vary.)
 

 

Protected Investment Benefit
American Funds® IS American High-Income TrustSM  
American Funds® IS The Bond Fund of AmericaSM  
American Funds® IS US Government Securities FundSM  
Aristotle Pacific Capital Core Income  
Aristotle Pacific Capital Floating Rate Income  
Aristotle Pacific Capital High Yield Bond  
Fidelity® VIP Government Money Market Portfolio  
Fidelity® VIP Strategic Income  
Janus Henderson VIT Flexible Bond Portfolio  
JPMorgan Intermediate Bond  
Loomis Diversified Bond  
Lord Abbett Bond Debenture Portfolio VC  
Lord Abbett Total Return Portfolio VC  
PIMCO Inflation Managed  
PIMCO Total Return  
PIMCO VIT Income Portfolio  
PLFA Bond Plus  
T. Rowe Price Short Duration Bond  
Fund Name Living Benefit Eligibility
(Product availability may vary.)
 

 

Protected Investment Benefit
American Funds® IS Capital World Bond FundSM  
Principal Emerging Markets Debt  
Templeton Global Bond VIP Fund  
Fund Name Living Benefit Eligibility
(Product availability may vary.)
 

 

Protected Investment Benefit
JPMorgan Hedged Equity  
PIMCO VIT CommodityRealReturn® Strategy Portfolio  
VanEck VIP Global Resources Fund  

BlackRock Health Sciences

FIAM LLC Technology

Invesco V.I. Global Real Estate Fund

MFS® VIT Utilities Series

Nomura VIP Energy Series

Principal Real Estate

 

Living benefits are not available with these funds.

Fund Name Living Benefit Eligibility
(Product availability may vary.)
 

Protected Investment Benefit
American Funds® IS Asset Allocation FundSM
American Funds® IS Capital Income Builder® FundSM  
American Funds® IS Global Balanced FundSM  
American Funds® IS Managed Risk Asset Allocation FundSM
Avantis Balanced Allocation
BlackRock Global Allocation V.I. Fund
BlackRock 60/40 Target Allocation ETF V.I. Fund  
Fidelity® VIP FundsManager® 60%
First Trust Dorsey Wright Tactical Core Portfolio  
First Trust/Dow Jones Dividend & Income Allocation Portfolio
Franklin Allocation VIP Fund
Franklin Income VIP Fund  
Invesco V.I. Balanced-Risk Allocation Fund 
Invesco V.I. Equity and Income Fund  
Janus Henderson VIT Balanced Portfolio
MFS® VIT Total Return Series
Nomura VIP Asset Strategy Series
PLFA ESG Diversified
PLFA ESG Diversified Growth  
PLFA Pacific Dynamix® Conservative Growth
PLFA Pacific Dynamix® Moderate Growth
PLFA Pacific Dynamix® Growth
PLFA Pacific Dynamix® Aggressive Growth  
PLFA Portfolio Optimization Conservative
PLFA Portfolio Optimization Moderate-Conservative
PLFA Portfolio Optimization Moderate
PLFA Portfolio Optimization Growth
PLFA Portfolio Optimization Aggressive-Growth  
T. Rowe Price Capital Appreciation
 

View the performance of the funds.

Investment Resources

Living Benefit Investment Option Overviews

No data found
 

Overviews & Guides

Variable Annuities Investment Guide for New York
Variable Annuity Investment Options Overview for New York
No data found
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Visit Pacific Dynamix and Portfolio Optimization Portfolios for quarterly allocations and additional fund information.

 

Profiles

The Tortoise & the Hare 2Q25
No data found
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Investment Options
Prospectuses & Supplements
Variable Annuities

24-179A

VAQ2177-00 11/25

Contract Form Series: ICC12:10-1252

Rider Series: ICC13:20-1258, ICC13:20-1259, 20-1354, 20-1355, ICC20:20-1355

State variations to contract form series and rider series may apply

Pacific Life, its affiliates, distributors, and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Unless otherwise noted, all aforementioned money managers, their distributors, and affiliates are unaffiliated with Pacific Life and Pacific Select Distributors, LLC.

Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company and in all states by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. 

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company. 

The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.

No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency

For financial professional use only. Not for use with the public.