Add Investment Guard2 to:
Add Protected Investment Benefit2 (New York only) to:
Add Optional Stepped-Up Death Benefit2 to lock in market gains that can be passed to the next generation.
For complete product details view the Pacific Odyssey Fact Sheet →
For aggregate purchase payments totaling more than $1 million, contact Pacific Life for approval.
M&E Risk Charge
Annual Contract Fee
Total Net Fund Expense Range
Withdrawals without Charges
With no withdrawal charges, clients can access their contract values when they need to.
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Investors should carefully consider a variable annuity's risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses. These prospectuses should be read carefully before investing.
Broker/dealer and state variations may apply. Contact your broker/dealer for availability.
Annuity withdrawals are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½. For nonqualified contracts, an additional 3.8% federal tax may apply on net investment income. Withdrawals will reduce the contract value and the value of the death benefits, and also may reduce the value of any optional benefits.
Enhanced Income Select 2 is named "Guaranteed Withdrawal Benefit XXIII Rider--Single Life" and "Guaranteed Withdrawal Benefit XXIII Rider--Joint Life" in the contract rider. Future Income Generator is named “Guaranteed Withdrawal Benefit XXII Rider” in the contract rider. Core Income Advantage Select is named “Guaranteed Withdrawal Benefit X Rider–Single Life” and “Guaranteed Withdrawal Benefit X Rider–Joint Life” in the contract rider. Protected Investment Benefit is named “Guaranteed Minimum Accumulation Benefit” in the contract rider. Investment Guard is also named "Guaranteed Minimum Accumulation Benefit" in the contract rider.
Contract Form Series: 10-17800, 10-178OR (state variations may apply)
Rider Series: ICC13:20-1258, ICC13:20-1259, ICC20:20-1021, ICC20:20-1022, ICC19:20-1427, ICC19:20-1428, 20-1354, 20-1355, ICC1220-1264, ICC20-20-1355 20-1356-B, 20-1357-B, 20-1358-B, 20-1359-B, 20-1360-B, 20-1361-B (state variation may apply)
Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Variable and fixed annuity products are available through licensed third parties.
No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency
For financial professional use only. Not for use with the public.