Pacific Quest is not available in New York.
A variable annuity designed to provide clients growth potential and lifetime income.
Pacific Quest
A Deferred Variable Annuity
Pacific Quest Can Provide Clients:
Growth
- Choose from 90+ investment options to facilitate growth with the flexibility to adjust as clients’ needs change.1
- Obtain unlimited growth potential and tax deferral.
- Reduce fee drag through a cost-conscious 0.95% ME&A.
Key Details
For complete product details view the Pacific Quest Fact Sheet →
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Purchase Payments
Qualified
$2,000 initial
$50 subsequent
Nonqualified
$10,000 initial
$250 subsequent
For aggregate purchase payments totaling more than $2 million, contact Pacific Life for approval.
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Access to Money
Contract Year |
Charge per |
|
|---|---|---|
| 1 | 9% | |
| 2 | 8% | |
| 3 | 7% | |
| 4 | 6% | |
| 5 | 5% | |
| 6 | 4% | |
| 7 | 3% |
Performance and Resources
1The value of the variable investment options will fluctuate so that shares, when redeemed, may be worth more or less than the original cost.
2Optional benefits are available for an additional cost.
3Contract Values greater than $1 million may qualify for a reduction for the upcoming contract quarter and are redetermined each contract quarterly anniversary. Please refer to the prospectus for additional information.
Investors should carefully consider a variable annuity’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses, including summary prospectuses, if available. These prospectuses should be read carefully before investing and they are available by visiting Pacificlife.com/Prospectuses.
State variations may apply. Contact your broker/dealer for availability.
Annuities are long-term contracts designed for retirement. Annuity withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. For nonqualified contracts, an additional 3.8% federal tax may apply on net investment income. If withdrawals and other distributions are taken prior to age 59½, an additional 10% federal income tax may apply. A withdrawal charge also may apply and a market value adjustment (MVA) also may apply. Withdrawals will reduce the contract value and the value of the death benefit, and also may reduce the value of any optional benefits.
The value of the variable investment options will fluctuate so that shares, when redeemed, may be worth more or less than the original cost.
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VAF2183-00 11/25 E1128