Let’s start the new year by taking a moment to look back at five of our most popular blog articles. These hot topics can help position you for a strong start in 2025.
A Year of Insights: Reviewing Our Five Most Popular Blog Posts of 2024
January 10, 2025
Our Insights blog articles can be a useful resource to help you stay on top of the latest trends and changes in the retirement-planning space. We hope the “action items” in each article have sparked ideas to build your business and serve your clients. In preparation for the new year, we invite you to review a few of the most popular blog posts from 2024.
1. Annuitizing a Traditional IRA
Traditional IRAs are “spend-down” accounts and may be a good source of lifetime income. How can you help clients determine if annuitizing some—or all—IRA assets is a good option for them?
2. Final Regulations for IRAs Inherited Under the SECURE Act 1.0 Are Here
Designated beneficiaries of inherited IRAs will not be penalized for not taking distributions in prior years. However, beginning in 2025, if the owner died on or after the required beginning date, designated beneficiaries with inherited IRAs will be required to take annual distributions. This applies to accounts inherited on or after 1/1/20.
3. Required Minimum Distribution Changes: What You Need To Know
Do you know when your clients must satisfy required minimum distributions from their retirement accounts? With the many legislative changes and IRS notices regarding these distributions, now is a great time to review the current and upcoming changes pertaining to RMDs.
4. Key Action Checklist for Widows and Widowers
Losing a spouse is emotionally draining and deeply traumatic. You can help your widowed clients manage some of the financial matters and reduce pressure by offering easy-to-follow guidance. This checklist can get you started.
5. A Lifetime of Work Deserves a Lifetime of Income
On Labor Day, we celebrate the achievements of the diverse workforce in the United States. As a financial professional, you can help your clients transform their years of work into a plan for lifelong income.
Best Wishes for the New Year!
Our goal for 2025 is to continue to support you and your practice. Did you know we regularly release new and updated Insights blog posts to the Retirement Strategies Blog section of our Annuities website? Be sure to check back frequently for trending and new topics to help you strengthen conversations with clients and provide you with relevant, actionable steps to help grow your business.
ACTIONS YOU CAN TAKE RIGHT NOW
- Review our latest Insight blog posts in our Retirement Strategies Blog webpage.
- Visit the Calculators section for additional tools to help your practice.
- Reach out to the Retirement Strategies Group for help with your toughest cases.
For more information about retirement-planning, please contact our Retirement Strategies Group at RSG@PacificLife.com or (800) 722-2333, ext. 3939.
Additional Resources and Links
2025 Federal Tax Amounts and Limits
A Year of Insights: Reviewing our Most Popular Blog Posts of 2023
This material is provided for informational purposes only and should not be construed as investment, tax, or legal advice. Information is based on current laws, which are subject to change at any time. Clients should consult with their accounting or tax professionals for guidance regarding their specific financial situations.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.
This material is intended for financial professional use only. If you are not a financial professional, please visit our public website at PacificLife.com.
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Pacific Life, its affiliates, distributors, and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Unless otherwise noted, all aforementioned money managers, their distributors, and affiliates are unaffiliated with Pacific Life and Pacific Select Distributors, LLC.
Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company and in all states by Pacific Life & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company.
The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.
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For financial professional use only. Not for use with the public.